Crediterra

Features Crediterra

Our application is designed to quickly and efficiently match microloans and loans so that you can get money when you need it.
No complications, no hidden fees, only transparent conditions and convenient service.Conditions for receiving:The first loan up to 10,000 rubles in many companies is issued at a rate of 0%, in case of timely repayment.
Interest rate on loans to the card from 30 to 360% per annum.In case of violation of the terms, the amount of the penalty is 0.10% of the amount of delay per day, but not more than 10% of the loan amount.
In case of a long delay in payment, the information will be transferred to the CBI.Consequences of non-payment of borrowed funds:If the amount of the loan or the amount of interest for the use of borrowed funds is not returned within the agreed period, the lender will be forced to charge a penalty for late payment.
Most creditors make concessions and give 3 additional working days for payment.
They are provided in case, for example, if a bank transfer took longer than usual.
However, if there is no response from you for an extended period of time, a late payment penalty will be charged on average 0.10% of the original amount for loans.If you fail to comply with the conditions for repayment of loans and borrowings, your data may be transferred to the register of debtors, and the debt - to a collection agency for debt collection.
The lender informs you of all approaching payment terms in a timely manner by SMS or e-mail.
We recommend that you make payment on the day you receive these reminders.
By paying off your debt on time, you form a good credit history, which increases your chances of getting a loan on more favorable terms in the future.
The offer is not an offer.
Specify the final conditions in direct communication with creditors.Information on the total cost of the loan and calculation exampleLoan amount 100,000 rubles.
for 2 years with an interest rate of 11.3% per annum.
The overpayment on the loan will be 12,193 rubles.
For the entire period of using the loan, the amount of payment will be 112,193 rubles.
The calculation of the amount of the overpayment and the total amount of payments on the loan is approximate.TIC (full cost of the loan) as a percentage is 365% per annum.The minimum and maximum debt repayment period ranges from 62 days to 3650 days.The maximum annual interest rate, which includes the loan interest and all other fees and expenses for the year, or an equivalent rate calculated in accordance with local legislation, is 420% per annum.The Service does not apply to financial institutions, is not a lender or a bank, and is not responsible for loan agreements subsequently concluded by customers and partners.Available loan amounts: from 1,000 rubles to 100,000 rubles.
Loan term: from 62 days, interest rate: from 0% to 365% per annum.